Disability Insurance

What will happen to the employee that is hurt or sick and can’t work for an extended period?  Where will the money come from?  What happens when personal time or vacation time runs out?  The answer is a group disability plan.

Short-term Disability (STD) coverage can start paying on the first day of an injury or the 8th day of an illness and continue for 13 or 26 weeks. Long-term disability (LTD) coverage can start after the short-term coverage expires and continue up to age 65.

It is all about having a plan in case the unexpected occurs.  Our depth of knowledge and experience will help you select a comprehensive disability insurance program that is affordable for your business and appreciated by your employees.

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