Last updated: September 19, 2014
At Walton Insurance Group, the basis of each client or consumer relationship is trust. You are doing business with Walton Insurance Group, and we are obligated to honor that relationship with great care, beginning with the information you share with us. We believe that your privacy should not be compromised.
Collection and Use of Information: Walton Insurance Group collects, retains, and uses your information only where it will help administer our business or provide you with products, services and other opportunities. The collection and retention of information is performed only for specific business purposes, and Walton Insurance Group will define that purpose when asked. Information is used to protect and administer client records, accounts and policies; to comply with certain laws and regulations; to assist in the development and/or improvement of products and services; and to understand the insurance needs of our clients in order to provide useful products and quality services. We collect the following kinds of information:
- Information we receive on applications or other forms, such as name, address, Social Security number, assets and income;
- Information about transactions with us, such as account balance, payment history, parties to transactions, and credit card usage;
- Information we receive from a consumer-reporting agency, such as information relating to creditworthiness and credit
Maintenance of Accurate Information: Walton Insurance Group has established procedures to ensure that your information is accurate, current, and complete. We also pledge to respond to requests to correct inaccurate information in a timely manner. If you ever find that your account information is incomplete, inaccurate, or not current, please call us at: (517) 787-2600 or write us at 2929 Spring Arbor Rd, PO Box 3029, Jackson, MI. 49204-3029. We will correct any erroneous information in a timely manner.
Protection of Information via Established Security Procedures: Walton Insurance Group is committed to the security of your financial and personal information. All of our operational and data- processing systems are in a secure environment that protects account information from being accessed by third parties. We maintain and grant access to client information only in accordance with our internal security standards. Walton Insurance Group may link its web site to other sites. In no event, however, can Walton Insurance Group assume responsibility for the content of those sites nor their policies for the collection of client information.
Restrictions on the Disclosure of Account Information: Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with GLBA we are providing you with this document which notifies you of the privacy policies and practices of Walton Insurance Group.
The GLBA further requires that we inform you that you have a right to prevent us from sharing nonpublic personal information about you with a non-affiliated third party for the purpose that is not specifically authorized by law is called your right to “opt out” of such information being shared.
Walton Insurance Group does not disclose any non-public personal information about its present or former clients to anyone except as permitted by law. We may, for example, disclose nonpublic personal information about clients to others for purposes of servicing their accounts with us, processing transactions that they request or authorize, or conducting credit or other verification checks. We will never provide account or personal information for the purpose of independent telemarketing or direct mail marketing of any non-insurance products or services of those companies. If we use a third party business partner, service company, or other business partner to prepare account documentation, service accounts, or for other purposes, we will make reasonable efforts to verify that business partners agree to safeguard our confidential information about you and your accounts with us and must abide by applicable law.
- Federal law allows us to disclose information from our account records about your transactions and experience with us and does not allow you to opt out of this
Walton Insurance Group prohibits the use of our products and services in any manner associated with the transmission, distribution and delivery of spam. Any customer found to be using Walton Insurance Group’s products for sending unsolicited commercial email (spam) will be found in violation of this policy and our Terms of Service. Consequences for violation of this policy include immediate account termination as well as liability for civil, criminal or administrative penalties and damages.
What Is Spam?
Spam is unsolicited email also known as UCE (Unsolicited Commercial Email). In compliance with the
U.S. CAN-SPAM Act of 2004, Walton Insurance Group prohibits the following:
- Emails sent with invalid or forged headers
- Use of Walton Insurance Group’s or another third party’s domain name or equipment to transmit email without the express consent from that third party
- Inclusion of URLs hosted by Walton Insurance Group within UCE
- Subject lines containing false or misleading information
- The use of harvested mailing lists or any list where the recipient has not given their prior consent
- Any other means of deceptive addressing and misrepresentation
- Interfering with any other party’s use and enjoyment of the services and products offered by Walton Insurance Group
Anti-Spam Legislation: The federal anti-spam law went into effect on January 1, 2004. The law provides specific requirements for sending commercial email and empowers the federal government to enforce the law. The CAN-SPAM Act defines commercial messages as those for which the primary purpose is to advertise or promote a commercial product or service. Penalties can include fines and/or jail time. For more on the CAN-SPAM Act, please visit this link: http://www.ftc.gov/spam.
How to Notify Us
If you’ve received unsolicited email from one of our users, please notify us immediately at moc.puorgecnarusninotlawnull@esuba. If Walton Insurance Group finds unauthorized or improper use, it may, without notice, take such action in its sole discretion, including blocking messages from a particular Internet domain, mail server or IP address as well as terminating any account found in violation of this policy.